
5 Beds
4 Baths
4,522 SqFt
5 Beds
4 Baths
4,522 SqFt
Key Details
Property Type Single Family Home
Sub Type Detached
Listing Status Active
Purchase Type For Sale
Square Footage 4,522 sqft
Price per Sqft $171
Subdivision Trench Hill Estates
MLS Listing ID VASP2046004
Style Raised Ranch/Rambler,Ranch/Rambler
Bedrooms 5
Full Baths 3
Half Baths 1
HOA Y/N N
Abv Grd Liv Area 2,584
Year Built 2002
Annual Tax Amount $5,588
Tax Year 2026
Lot Size 6.860 Acres
Acres 6.86
Property Sub-Type Detached
Source BRIGHT
Property Description
ATTENTION REALTORS and BUYERS: The Seller is offering a TWO YEAR HOME WARRANTY and also 2-1 Temporary Buydown for qualified buyers. A 2-1 buydown temporarily reduces the mortgage note rate by a FULL 2% during the first year and than an ADDITIONAL FULL 1% during the second year, with payments returning to the full mortgage note rate % beginning in year number three. Buyer must qualify at the note rate. Payment savings will vary based on loan amount, rate, down payment, and borrower qualifications.
Loan Scenario - 2/1 Buydown
Loan Amount: $774,000
Base Note Rate: 6.49% (fixed after Year 2)
Loan Term: 30 years
Buydown Type: 2-1 Temporary Buydown (Seller-Paid)
Monthly Escrows
Taxes: $428
Insurance: $125
HOA: $0
Total Escrows: $553 / month (this amount could change each year, depending on your tax and insurance)
Interest Rate & Payment Breakdown
Year 1
Interest Rate: 4.49%
Principal & Interest: $3,917.15
Total Monthly Payment (PITI): $4,470.15
Year 2
Interest Rate: 5.49%
Principal & Interest: $4,389.83
Total Monthly Payment (PITI): $4,942.83
Year 3 and Beyond
Interest Rate: 6.49%
Principal & Interest: $4,887.12
Total Monthly Payment (PITI): $5,440.12
Seller-Paid Buydown Cost (Required)
The seller must prepay the difference between the reduced payments and the full note-rate payment.
Buydown Cost Calculation
Year 1 Subsidy: $11,639.65
Year 2 Subsidy: $5,967.43
Total Seller-Paid Buydown Cost: $17,607.08
(This is paid at closing and is not financed. This amount is held in escrow, if you refinance the remaining balance is applied to pay off if you refinance within 3 years)
Location
State VA
County Spotsylvania
Zoning R1
Rooms
Basement Daylight, Full, Fully Finished, Garage Access, Walkout Level, Space For Rooms, Side Entrance, Rough Bath Plumb, Interior Access, Improved, Heated, Connecting Stairway
Main Level Bedrooms 3
Interior
Interior Features Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Open, Walk-in Closet(s), Wood Floors
Hot Water Electric
Heating Heat Pump(s), Energy Star Heating System
Cooling Ceiling Fan(s), Central A/C
Flooring Ceramic Tile, Hardwood, Laminate Plank, Luxury Vinyl Plank, Wood, Carpet
Fireplaces Number 1
Fireplaces Type Brick, Flue for Stove, Mantel(s), Screen, Wood
Equipment Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Stove, Washer, Icemaker
Furnishings Yes
Fireplace Y
Window Features Double Pane,Bay/Bow,ENERGY STAR Qualified,Low-E,Screens,Skylights,Sliding,Storm,Insulated,Energy Efficient
Appliance Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Refrigerator, Stove, Washer, Icemaker
Heat Source Electric
Laundry Has Laundry, Main Floor, Upper Floor
Exterior
Exterior Feature Enclosed, Patio(s)
Parking Features Basement Garage, Garage - Side Entry, Garage Door Opener
Garage Spaces 13.0
Water Access N
View Golf Course, Trees/Woods, Valley, Scenic Vista, Limited, Garden/Lawn
Street Surface Paved,Black Top,US Highway/Interstate
Accessibility Ramp - Main Level, Wheelchair Mod, Other Bath Mod, No Stairs, Mobility Improvements, Level Entry - Main, Grab Bars Mod, Entry Slope <1', Doors - Lever Handle(s), 2+ Access Exits
Porch Enclosed, Patio(s)
Road Frontage City/County, State
Attached Garage 3
Total Parking Spaces 13
Garage Y
Private Pool No
Building
Lot Description Backs to Trees, Landscaping, Premium, Private, Rear Yard, Road Frontage, Rural, Trees/Wooded, Year Round Access, Unrestricted, Adjoins - Public Land, Backs - Parkland, Front Yard
Story 2
Foundation Slab
Above Ground Finished SqFt 2584
Sewer On Site Septic
Water Public
Architectural Style Raised Ranch/Rambler, Ranch/Rambler
Level or Stories 2
Additional Building Above Grade, Below Grade
Structure Type 2 Story Ceilings,9'+ Ceilings,Beamed Ceilings,Dry Wall,High,Vaulted Ceilings
New Construction N
Schools
School District Spotsylvania County Public Schools
Others
Pets Allowed Y
Senior Community No
Tax ID 12-19-1-
Ownership Fee Simple
SqFt Source 4522
Security Features Carbon Monoxide Detector(s),Fire Detection System,Main Entrance Lock,Smoke Detector
Acceptable Financing Cash, Conventional, FHA, Rural Development, USDA, VA, VHDA, Other
Listing Terms Cash, Conventional, FHA, Rural Development, USDA, VA, VHDA, Other
Financing Cash,Conventional,FHA,Rural Development,USDA,VA,VHDA,Other
Special Listing Condition Standard
Pets Allowed No Pet Restrictions
Virtual Tour https://www.youtube.com/embed/YeFxOtusQ00

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